Class is out (or maybe not yet), and summer is IN. Whether you’re prepping for back-to-school or planning your sem break lakwatsa, one thing’s clear: you need a phone that can do both—pang-aral and pang-slay.
But let’s be honest—student budget life? It’s real.
Good news: Home Credit’s Swakto Summer Deals are here to save the day (and your feed). You can now score high MP camera phones for as low as ₱719 per month, with 0% interest, zero down payment, and approval in as fast as one minute. Yup, no need for a credit card or rich tita.
Ready to glow up your phone without ghosting your wallet? Check out these affordable but powerful phones that are perfect for school, content, and chill.
Xiaomi Redmi Note 13 Pro 5G 512GB/12GB
For the multitasking maven
Need a phone that can keep up with online classes and your TikTok drafts? This phone’s 108MP cam and ultra-clear screen give you crystal photos, plus smooth video calls (a.k.a. group projects that don’t lag). Ideal for students who study hard but post harder.
realme C75 256GB/8GB – Lightning Gold
For the student on the go
May field trip? Overnight? This one’s got a 6000mAh battery that can last through loooong days (and nights cramming for exams). It’s rugged, waterproof, and built like a tank—great for students who are always on the move.
OPPO Reno 13 F 4G 256GB/8GB – Plume Purple
For the artsy student or aspiring creator
Love taking creative shots or editing vids for orgs or content? With AI tools that fix blurry pics, remove reflections, and add motion to stills, this phone’s like your own mobile media lab. Pang-acads and pang-reels? Check.
Honor X9c 256GB/12GB – Jade Cyan
For the chill achiever
No drama, no mess—just a reliable phone with solid cams and strong performance. Perfect for students who need to stay connected, stay stylish, and stay ready for anything (even that surprise Zoom quiz).
Samsung Galaxy S25 Ultra 256/12 – Titanium Pink Gold
For the org leader or student boss
Kung ikaw ang type nga may 10 open apps, 2 deadlines, and a group chat blowing up 24/7—this one’s for you. Big storage, pro camera system, and smooth multitasking. It’s a phone that means business (and content).
Apple iPhone 16 Pro Max 256GB – Natural Titanium
For the all-in student: scholar, vlogger, and group leader in one
This is the dream phone. If you’re the type who needs to manage org deadlines, shoot cinematic content for class projects, and still slay your daily OOTDs—this one delivers. With a 48MP triple-camera system, 5x optical zoom, and 4K video with Dolby Vision, it’s basically a studio in your pocket. Plus, it’s super secure and stylish—ideal if you’re always on the go and all eyes are on you.
Why Students Are Vibing with Home Credit’s Swakto Summer:
No down payment needed
0% interest
Super affordable: starts at just ₱719/month
Available at over 15,000 Home Credit partner stores across more than 75 provinces nationwide
Approval in as fast as 1 minute with just one valid ID
You can even check if you’re eligible on the Home Credit App (also on the App Store and Huawei AppGallery)
Check out all the summer deals here:
You don’t need a rich parent or big savings to get a phone that does it all. With #HomeCreditSwaktoSummer, you can study, scroll, snap, and slay—without breaking the bank.
